Blog

CREDIT SCORE Have A Question? Do you have a question about KeyPoint? Get in touch with us today by filling out the form down below. A member from our team is always standing by to assist our clients. Please provide us with your name and contact information, and we will get back to you as

Remove Old Debt from Credit Report Having bad credit or blemishes on your credit report can hamper your financial well being. However, the good news is that bad credit does not have to be permanent. One way of showing financial reliability to your future creditor or employer is by having your old debts removed from

It can be very frustrating when a bank refuses to open your account. From drawing money from an ATM to paying bills, having a bank account has many functions. You might think of many different reasons why a bank might do this. One of the major reasons is evidence of mismanagement of your previous accounts.

In a world where data collection happens at every corner — from your online browsing history to what you buy at the grocery store — it comes as no surprise that your history of writing checks is also tracked. One of the most prominent agencies collecting data on your check-writing behavior is TeleCheck. Much like ChexSystems,

Answer: When reviewing your credit report, check that it contains only items about you. Be sure to look for information that is inaccurate or incomplete. Some common errors in credit reports are: Identity errors – Errors made to your identity information (wrong name, phone number, address) – Accounts belonging to another person with the same

With identity theft on the rise and news of data breaches popping up almost daily, your credit will likely at some point be the target of fraudsters and identity thieves – assuming they haven’t gotten to it already. This means that you may inevitably face the choice of deciding which tool, a fraud alert or

Building Business Credit for Business Loans Whether you are looking to expand your facilities or just raise enough cash to maintain operations, a business loan is always a viable financing option. However, if your record isn’t one that would seem to inspire confidence, we suggest seeking help in building business credit for business loans to

Credit Restoration Repairing your credit is not something that can be done in a matter of days or even weeks. In fact, credit restoration can be a very long and tedious process for which most individuals have neither the time nor the patience. In simple terms, credit restoration is the process of finding and removing

Best Credit Repair Companies If you are looking to rebuild your credit after going through tough times, you should seek assistance from the best credit repair companies. Getting quality services might seem like an unnecessary expense, but good credit repair services cannot be done either by yourself or by mediocre financial firms. Credit repair involves