Regardless of how it happens, it isn’t uncommon for people today to max out their credit cards. Hopping from one card to the next without paying your bills might not seem like a big deal at first, but it catches up, and when it does, someone has to pay! You might think, “Well hey, I make …
The Ill Effects of Poor/Bad Credit: Why You Should Be Careful Read More »
Removing Old Debt From Credit Report Have A Question? Do you have a question about KeyPoint? Get in touch with us today by filling out the form down below. A member from our team is always standing by to assist our clients. Please provide us with your name and contact information, and we will get …
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Get Your Credit Fixed Bad credit is about a lot more than getting your credit card applications rejected. You could lose a lot if your credit scores are consistently under par.
Credit Report Can Influence Your Insurance Premiums Many consumers don’t realize that portions of their credit report can have a substantial influence on their insurance premiums. Yet, a large majority of U.S. insurance companies take your score into account. When discussing data provided by FICO, the National Association of Insurance Commissioners said that in the …
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Medical Debt Medical debt has always been a huge burden to the American consumer, and for a long time it has been able to substantially weaken your credit score. A 2014 study by the Consumer Financial Protection Bureau found 43 million Americans had medical debt on their credit reports. For 15 million of them, medical debt was …
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