“Credit repair services” means all actions taken by KeyPoint, on behalf of Client, related to the removal of any errors, misrepresentations, outdated and/or unverifiable information from Client’s Credit Report(s), and/or any KeyPoint’s attempt to remove the same, as permitted under California State Law and Federal Law (15 U.S.C. S 1681 et seq.). We work closely and aggressively with the major consumer reporting agencies (Equifax, TransUnion, Experian, and Innovis) in deleting inaccurate, obsolete, incomplete, and unverifiable information from our clients’ records.
Identity Theft & Restoration Services
A number of government and private organizations have information on various aspects of identity theft and fraud: how it can occur, what you can do about it, and how to guard your privacy; agencies like the Federal Bureau of Investigation, Federal Trade Commission, United States Postal Inspection Service, United States Secret Service, the Better Business Bureau, and more. We also work closely with our partners LifeLock and Kroll to build extra layers of security around your personal information and bank and credit card data, protecting you, your loved ones, and your business from fraud and unauthorized transactions.
Business Credit Services
We assist businesses with evaluating the risks and rewards associated with providing credit to consumers and businesses. We conduct background checks on our clients’ potential customers to see if they qualify for credit. Our information enables clients to make informed lending decisions and to make it easier and quicker for their own customers to obtain financing. We also help businesses qualify for loans and credit by helping them build and keep track of their own credit records.