How It Works

Our 4 Step Program


Step 1: Free Initial Consultation and Credit Report Review:

During this call or meeting we will assist you in obtaining all 3 credit bureaus and all 3 scores. Once we have reviewed your credit reports we will import all negative items into our database and create a report which will give you a detailed look at your credit profile in a very easy to understand format. Here you will see how many negative items appear on each of the 3 credit bureaus.

Step 2: Sign an Agreement for Credit Repair Services:

Now that you have made the decision to hire KeyPoint to work on your behalf; we will gather some basic documents (Driver’s License etc.) and create a personalized account for you. All agreements will be in writing.

Step 3: We go to Work:

Once your agreement is signed we will begin the credit repair process, drawing upon our vast arsenal of credit report repair strategies to challenge questionable items directly with the credit bureaus and/or the direct creditors. Depending on the number of questionable items on your credit reports, this step will be repeated for each subsequent cycle. While we are disputing your items you will receive updated reports from the credit bureaus. Our method does not require you to forward these updates as many other programs do.

Step 4: Watch the Results “Live”:

You never need wonder if we are doing our job or wait for a returned phone call to know what is happening with your account. KeyPoint includes a personal “live” progress report portal (requires pin code) where you can view the status of your account 24/7. You will see before and after scores as they occur, items in progress, and any negative items which have been removed to date. We update the portal multiple times throughout the month.