Fast Approval, No Credit Check, Financing Terms that Report to the Bureaus
No Credit Check Policy
If your business already works with traditional lenders, you know that applicants with low credit scores don't get approved easily. Denefits doesn't require any credit checks and automatically approves all your customers. Denefits is sort of like a catch-all for customers who don't qualify for traditional financing.
No Fear of Rejection For Your Customers
Each customer wants to be treated with utmost importance and dignity. When you take away the fear of being rejected because of their credit score, they'll feel less anxious and become your loyal customer. With Denefits, you can guarantee your customers that they'll get approved, no matter what, and begin their journey of improving credit scores.
Credit Reporting To Improve Credit Scores
Once a customer is on a Denefits contract, Denefits will report customers' payment activities to the credit bureaus, helping them improve their credit scores. Denefits does not work like traditional lending, where extra interest is tacked on for every month a payment is late. Instead, interest is precalculated, so no matter if your customer is one month or a year late, no extra interest is ever added to their contract.
(Service 1) Credit Repair
All negative derogatory items & hard inquiries removed from all 3 credit bureaus (Experian, Equifax & TransUnion)
(Service 2) ChexSystems Removal
Remove all derogatory items and hard inquiries from CheckSystems within 30-90 days
(Service 3) EarlyWarnings Removal
All derogatory items and hard inquiries removed within 30-90 days